NJ India Invest Private Limited (“NJ”) collects and generates various data points about you. Data by which you are identified is termed as “Personal Data”. Personal Data does not mean information that is freely available or accessible in the public domain.
Your Privacy is of utmost importance to NJ and the protection of your Personal Data is a key commitment for NJ.
NJ is governed by the provisions of applicable laws in India including the Information Technology Act 2000 and the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011 to maintain the privacy of your Personal Data.
NJ is a Mutual Fund Distributor registered with AMFI, trading member and depository participant and is also engaged in providing other financial and related services.
Personal Data that NJ may collect from you includes, but are not limited to, the following:
Personal details (e.g. name, contact details including, residential address, date of birth,documents such as identity card/passport details / Aadhaar details / PAN / Voter ID/driving licence, and/or education details) provided by you to NJ to avail various services from NJ;
Financial details (e.g. income, expenses, and/or credit history) needed as part of the request for some of NJ’s products/services;
Images/videos of documents/photos required to avail any of our products/services;
Voice recordings of conversations with NJ’s customer care agent by you to address your queries/grievances;
Specimen signature(s) or consent for the processing your request
Subject to applicable laws, NJ may use your Personal Data in its business operations to perform, among other actions, the following:
To check and process your requests submitted to NJ for products/services and/or instructions or requests received from you in respect of these products/services;
To share with you, updates on changes to the products/services and their terms and conditions;
To take up or investigate any complaints/claims/disputes;
To respond to your queries or feedback submitted by you;
To verify your identity to provide products/services to you;
To monitor and review services from time to time;
To undertake financial/regulatory / management reporting, and create and maintain various risk management models;
For conducting audits and for record-keeping purposes;
For selective offers and promotions.
NJ also uses your Personal Data to fulfil the requirements of applicable laws/regulations and/or court orders / regulatory directives received by NJ.
The Website and its associate/group sites contain links to other websites. NJ is not responsible for the privacy practices or the content of such websites.
NJ may share any Personal Data with the following parties, in connection with and as may be necessary for the conduct of NJ’s business/operations:
Authorised external third parties/intermediaries or any other service provider who are involved in transaction processing, dispatches, printing/marketing, unless specifically written to NJ to refrain from sharing such information with such parties;
Any regulatory/administrative/legislative authority and/or with the NJ for compliance with any legal, statutory or regulatory requirements for complying applicable laws for the time being in force and/or for the purpose of data storage.
NJ shares such aforesaid information to the aforesaid service providers under strict confidentiality and only on a 'need to know basis' and for the purposes of lawful functioning of NJ’s business/operations.
Notwithstanding anything contained, NJ shall not be responsible/liable, either directly or indirectly, for the authenticity/accuracy of the personal/financial information or any other data/information submitted by you and/or for its misuse, not attributable to the acts of NJ, at any time and in any manner whatsoever. In case you feel that any information/data provided by you is inaccurate/deficient or requires updation, then you shall ensure to correct/amend such information/data as soon as possible by getting in touch with NJ. NJ will at all times endeavour to resolve any investor grievances promptly
NJ takes various steps and measures to protect the security of your Personal Data from misuse, loss, unauthorised access, modification or disclosure. NJ uses the latest secured server layers encryption and access control on its systems. NJ safety and security processes are audited by a third-party cybersecurity audit agency from time to time.
If at any time you believe that NJ or its users/members have not adhered to these principles, please notify NJ by e-mail at email@example.com, and NJ will use all commercially reasonable efforts to promptly determine and correct the problem.